Does health insurance cover LASIK?

No. Major medical insurers including BlueCross BlueShield, Aetna, Cigna, and UnitedHealthcare classify LASIK as an elective procedure and do not cover the cost. Some plans include laser vision correction discount programs — check your Summary of Benefits or call your insurer to confirm.

Does vision insurance cover LASIK?

Most vision plans don't fully cover LASIK but may offer a member discount of $100-$500. VSP, EyeMed, and Humana Vision are the most common plans offering LASIK discounts. Ask our team at your free consultation and we'll verify your plan's benefits.

Can I use my FSA for LASIK?

Yes. LASIK is a fully eligible FSA expense. For 2026, the annual FSA contribution limit is $3,400, and unused funds can roll over up to $680 if your employer offers a carryover option. Keep your year-end deadline in mind — most FSA funds expire December 31st. Our complete guide to using FSA/HSA for vision correction covers everything you need to know.

Can I use my HSA for LASIK?

Yes. LASIK is HSA eligible, and HSA funds never expire. For 2026, you can contribute up to $4,400 for individual coverage or $8,750 for family coverage — making this a flexible option for planning your procedure on your own timeline.

How much does LASIK cost without insurance?

Berkeley Eye Center's LASIK pricing is all-inclusive — one fee covers your procedure, all post-op visits for 6 months, and any medically necessary enhancements within 2 years. Visit our LASIK cost and financing page for full pricing details, or view our current promotion for this month's savings offer.

Insurance Archives - Berkeley Eye Center - Houston LASIK And Eye Care

Fast Facts: LASIK and Insurance Coverage Why Doesn’t Insurance Cover LASIK? LASIK is classified as an elective procedure by most insurers because an alternative treatment — prescription glasses or contact lenses — already exists to correct the same vision problems. Since the patient can achieve functional vision without surgery, insurers categorize the procedure as a […]

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